INDIANAPOLIS, Feb. 27, 2025 /PRNewswire/ — Renaissance Life and Health Insurance Company is making significant strides to improve access to dental and vision insurance through strategic partnerships and customizable offerings. The company is extending affordable dental and vision benefits to underserved populations, including self-employed workers, gig economy participants, students, retirees, and Medicare recipients. With a proven track record of white-labeling products for other organizations, Renaissance is enhancing customer experiences by collaborating with leading industry partners.
“As a company with extensive experience in ancillary benefits, we’re proud to provide innovative solutions that help partners offer dental and vision coverage to individuals who previously lacked access,” said Preston Homer, Vice President at Renaissance. “We are focused on breaking down barriers to preventive care, which is integral to our mission of helping customers achieve their financial and wellness goals.”
Supporting Independent Workers with Affordable Coverage
Recent data from McKinsey & Company’s American Opportunity Survey reveals that nearly 60 million Americans identify as independent workers, a number expected to grow. Despite the increasing workforce of independent contractors, these individuals often face difficulties securing affordable, comprehensive health benefits.
Renaissance is addressing these issues by partnering with platforms that support gig economy workers, providing access to affordable dental and vision insurance through various integrations. These partnerships allow independent workers to find coverage options suited to their needs.
Additionally, Renaissance is collaborating with platforms offering Individual Coverage Health Reimbursement Arrangements (ICHRA). This initiative enables Renaissance to provide dental and vision benefits to individuals without traditional employer-sponsored coverage. ICHRAs allow businesses, regardless of size, to offer employees tax-free funds to purchase health insurance that meets ACA standards. These platforms simplify the process for employees to shop for coverage, integrate with payroll systems, and reduce the administrative burden on employers.
Flexibility, Service, and Technology for a Seamless Experience
To meet the needs of today’s evolving workforce, Renaissance tailors its benefits solutions to accommodate the specific requirements of its partners, which include third-party administrators, employer groups, and brokers. With a nationwide presence, flexible plan options, and technology solutions that enable a smooth shopping experience, Renaissance is well-positioned to lead the Individual Specialty Market.
“The workforce is changing rapidly, and we’re continually seeking innovative ways to better serve our customers and partners,” said Homer. “By offering customized products and flexible technology solutions, we are able to deliver high-touch, turnkey services that differentiate us in the marketplace.”
Routine Dental and Vision Care: A Key to Overall Health and Productivity
Preventive dental and vision exams are essential for detecting early signs of chronic conditions, such as heart disease, diabetes, and certain types of cancer, potentially preventing more severe and costly issues later. However, traditional health insurance and Medicare often lack dental and vision coverage.
Renaissance’s bundled dental and vision plans are designed to help individuals fill these critical gaps in coverage. These solutions are especially beneficial for self-employed individuals, students, retirees, and Medicare recipients who may not have access to other forms of health benefits.
“Many people don’t realize the significant role dental and vision care plays in their overall health and productivity,” Homer explained. “By providing flexible ancillary benefits where people need them most, we can ensure that more individuals get the care they need to thrive both personally and professionally.”
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